Posted on Leave a comment

Shared Workspaces and Realty Cafes

Free Lunch and Learn, RSVP @

  • New ways to support businesses in your community
  • Resources for Small and Medium Sized Businesses

Pedro R. Garcia is a San Francisco Bay Area native and small business owner. His team of advisors can assist you with real estate, mortgage and insurance for your family and business. Feel free to call us anytime 415-900-9469 for a free quote or to schedule a complimentary lunch and learn.

CA DRE#01798480, NMLS ID 969487, DOI 0D82026

Posted on Leave a comment

What happens in the markets when there is so much Government stimulus?

When Governments print money, inflation occurs. It’s that simple. We’ve seen it time and time again throughout history, and we’re seeing it now. At the gas pump, grocery store, whether you’re remodeling your home or paying for education, a new car, retirement, etc. The cost of living continues to climb in major metros. It may have dipped a little bit at the beginning of Covid-19, but living expenses are increasing across the board, and likely across the world. We are also probably going to continue experiencing market volatility.

Posted on Leave a comment

Small Business Owner’s and Real Estate

The Small Business Administration provides a lot of different funding options for entrepreneurs. If a business is going to occupy at least 51% of the total leasable space, the owner can utilize the SBA 504 program to purchase commercial real estate. This allows for as little as 10% down payment. A conventional / traditional commercial real estate (CRE) loan requires 20-30% down. There is also private money available for investment purposes; however, this tends to more expensive than the other two options mentioned. I’m a big proponent of creative financing. Stay tuned for my upcoming book: MicroFin, Dispelling the myths of creative financing and low to no down payment real estate investing.

Posted on Leave a comment

You’re cordially invited to the 1st Wealth and Wellness Center

Browse listings for sale in the neighborhood, learn about real estate investing, the latest interest rate trends, or simply pick up a good book and enjoy a cup of coffee “On-the-House”. If you are a small business owner or aspiring entrepreneur, ask about our shared workspace cafe and digital marketing workshops. You can also schedule a free consultation / video chat at

Posted on Leave a comment

What is Socially Conscious Commerce?

Investopedia defines this social responsibility in marketing as “Focusing efforts on attracting consumers who want to make a positive difference with their purchases.” When you are shopping for Valentine’s Day, Lunar New Year, throughout Black History Month and for the rest of the year think about how you can make an impact as you buy not just gifts, but also when you purchase everyday items and services, food and household essentials.

Posted on Leave a comment

Free Coaching for Entrepreneurs and Small to Medium Size Businesses

Are you a small business owner or aspiring entrepreneur? We are a Wealth Coaching Organization and also offer free marketing workshops for small to medium size enterprises. Contact me to chat about your business goals Learn how to obtain favorable financing, purchase a building or grow your organization using digital marketing.